12 Months of Money Budgeting Goals

12 Months of Money Budgeting Goals

When it comes to budgeting your money, there’s certainly no shortage of ways for us to spend it—food, rent, retirement accounts, a down payment on a house, gym memberships, gifts … you get the picture. When it really comes down to it, the answer is different for...
What is Debt-to-Income Ratio?

What is Debt-to-Income Ratio?

When you apply for a mortgage, your lender will analyze your debt ratios, which are also known as your debt-to-income ratios, or DTI. Lenders calculate DTI’s to ensure you have enough income to comfortably pay for a new mortgage while still being able to pay your...