Pros and Cons of Cash-Refinance

Pros and Cons of Cash-Refinance

What Is A Cash Refinance? A cash out refinance replaces your existing mortgage with a new home loan for more than you owe on your house. The difference goes to you in cash and you can spend it on home improvements, debt consolidation or other financial needs. This is...

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Five Reasons To Refinance Your Mortgage

Five Reasons To Refinance Your Mortgage

Refinancing Can Be Good For Some Homeowners Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many reasons why homeowners refinance: lower interest rates, consolidate debt, reduce or increase your loan term, etc. It’s...

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John Legend’s Macaroni and Cheese

John Legend’s Macaroni and Cheese

A Macaroni and Cheese Recipe You’ll Love! Today we thought we’d share one of the most popular pinned recipes over the past couple of years. When Martha Stewart and John Legend sat down, the talented musician shared his love for comfort food and his...

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Advantages of USDA Loans Versus Conventional Loans

Advantages of USDA Loans Versus Conventional Loans

What is a USDA Loan? USDA stands for United States Department of Agriculture. In the past, USDA Loans were considered “farm loans”, mostly used to purchase properties in agricultural areas. That is not the case with today’s USDA Loans. In fact, properties in almost...

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VA Loans: Eligibility & Benefits

VA Loans: Eligibility & Benefits

What Is a VA Loan? A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. While the VA does not lend money for VA loans, it backs loans made by private lenders...

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Managing Your Credit Cards

Managing Your Credit Cards

Tips To Help You Manage Your Credit Card Wisely Having a credit card can be a very important financial tool for many individuals. In general, credit cards are safe, reliable, and convenient to use. The responsible use of a credit card will reflect positively on your...

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7 Things A New Homeowner Should Do To Save Money

7 Things A New Homeowner Should Do To Save Money

7 Things That Can Help Reduce Home Energy and Maintenance Costs  So you’ve just moved into your new home. Congratulations! Now it’s time to unload the boxes full of clothes, toys and furniture and get settled in. Once you’ve settled in, it’s a good...

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Is Your Cyber Home Protected?

Is Your Cyber Home Protected?

Cyber Home Security  Do you have deterrents in place to prevent the loss or theft of your electronic assets? “Think about all of the access points to and from your computer — such as Internet connections, email accounts and wireless networks,” said Michael Benardo,...

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