Neil Russo

Title: Mortgage Loan Originator
Office Phone: (401) 400-8966
Mobile Phone:(401) 474-4117
Fax: (401) 753-6645
Email: nrusso@homepointfinancial.com
NMLS#: 165781

Neil Russo was born and raised in the Providence area of Rhode Island, in 1979.  As an alumni of Johnson & Wales University,  Neil  received his degree in Architectural Computerized Design & Drafting and concentrated in this field of work for a couple of years until switching professions into the banking and mortgage industry in 2003.  Neil became a top performer every year in sales and has experience as a Sales Manager as well.   Holding mortgage banking licenses in CT, MA, MD, NH, RI, and VA, Neil has the experience for over 13 years with specializing in residential financing for clients looking to purchase or refinance.

Neil’s business objective is to specifically design a mortgage that’s tailored for each individuals needs and goals.  He makes himself available at all possible times and believes that everything comes down to communication.  Neil is always looking out for his clients best interest and to help direct them to the best financial decision that fits their needs.  Working with clients from that first inital phone call to the day his clients get the keys to their new home is the biggest pleasure for Neil.     Please contact Neil for any financing questions or needs.

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Top 10 Common Mortgage Mistakes

Top 10 Common Mortgage Mistakes

The Top 10 Causes of Mortgage Delays With all the paperwork, rules and regulations involved in the home buying process, sometimes mortgage delays are unavoidable. A delay is sometimes beyond our control, but more often than not, a delay in the mortgage process is...

What is Debt-to-Income Ratio?

What is Debt-to-Income Ratio?

When you apply for a mortgage, your lender will analyze your debt ratios, which are also known as your debt-to-income ratios, or DTI. Lenders calculate DTI’s to ensure you have enough income to comfortably pay for a new mortgage while still being able to pay your...

How to Get the Best Mortgage Rate

How to Get the Best Mortgage Rate

Buying a home is a huge financial commitment. Finding the right mortgage with the best mortgage rate can be a confusing process, especially for first-time homebuyers. The best way to find out what will work best for you is to ask yourself — “What can I...